FinTech

The iByond™ platform is designed as an intelligent, secure, and integrated solution that serves as a force multiplier for digital transformation within financial services. Its architecture is built to orchestrate rather than just integrate, offering advanced capabilities for unified data management, enhanced analytics, and real-time, data-driven decisions. Key advantages include:

• Secure, Encrypted Data Platforms: iByond delivers secure and encrypted data environments tailored for financial institutions, crucial for regulatory compliance and client trust.

• Unified Data Integration: It seamlessly connects SQL, NoSQL, unstructured, time series, vector, and geospatial data, supporting complex analytics and enabling holistic views of client, transaction, and operational data.

• Intelligent Insights & Decisioning: By leveraging AI and machine learning, iByond enables real-time analytics for risk assessment, fraud detection, client personalization, and regulatory reporting.

• Operational Agility & Resiliency: The platform’s distributed mesh architecture and edge AI allow financial institutions to scale quickly, adapt to market changes, and maintain high levels of reliability and security.

• Rapid Digital Transformation: iByond’s modular design accelerates the modernization of legacy systems with minimal disruption—institutions can upgrade their technology stack “without a rip and replace.” This is especially valuable for established banks and wealth managers reliant on legacy infrastructure.

• Accelerated Innovation: By unifying structured and unstructured data, iByond empowers rapid prototyping of new fintech products, automated compliance checks, and seamless customer experiences across channels.

iByond’s Value for Franklin Templeton

Institutions like Franklin Templeton, which are expanding alternative investment platforms and integrating blockchain/tokenized assets, can benefit from iByond in several ways:

• Advanced Data Analytics: Support for integrating both traditional portfolios and digital/alternative assets on a unified analytics platform—improving investment insight and risk management.

• Scalable Infrastructure: Enables seamless onboarding of new asset classes and acquisitions, such as private credit or blockchain-based assets, without major IT overhauls.

• AI-Powered Client Personalization: Enhanced ability to deliver tailored investment solutions, model portfolios, and real-time client reporting powered by machine learning.

• Security for Digital Assets: Robust, encrypted architecture suitable for safeguarding tokenized securities and investor data—supporting regulatory needs and protecting client interests.

iByond’s Value for Bank of America

For global banks such as Bank of America, which have unified their digital experiences across banking, investing, and retirement services, iByond brings:

• Seamless Integration Across Lines of Business: The platform can orchestrate data flows and services across consumer banking, wealth management, and commercial lines within a secure, integrated environment.

• Customer-Centric Digital Transformation: By enabling real-time data access and intelligent insights, iByond can help BofA further personalize experiences in their unified mobile and online platforms, boosting client engagement and loyalty.

• Modernization without Disruption: iByond’s approach lets institutions enhance or migrate legacy modules incrementally, reducing operational risk and downtime.

• Operational Resilience and Compliance: Mini mesh AI and distributed edge technology ensure robust performance, continuous availability, and support for evolving global regulatory obligations.

In summary, iByond stands out as an asset for the financial services sector—empowering organizations like Franklin Templeton and Bank of America to innovate faster, manage risk more effectively, and deliver exceptional client experiences through intelligent interoperability and trusted, scalable technology